What does backpacker’s insurance cover?

As with any kind of insurance, the precise elements of cover included in cover for backpackers vary from one insurer to another. There are common, core themes, however, and it may be helpful to review some of those likely to be important to the typical backpacker: The risks according to government statistics, nearly a half [...]

Car insurance for the over 50s

A study conducted by the Institute of Advanced Motorists (IAM) found that the population of older motorists continues to grow. In their publication Driving Road Safety, the IAM revealed that three in four men and one in three women over the age of 70 are still licensed to drive. In the next 20 years, says [...]

Over 70s hiring cars abroad being exploited

In the financial pages of the newspaper Mail on Sunday (August 2015) there was a report about some hire car companies imposing a surcharge on drivers over the age of 70. This could result in your paying double the hire charge than your younger fellow motorists, according to correspondent Toby Walne. Even when some over-70s [...]

Top tips for safe trucking

A professional truck driver is likely to encounter a whole range of different – often challenging – road conditions. Staying safe whatever the weather is something that not only protects other road users and helps to make sure that your load is delivered on time, but it is also one of the most effective ways [...]

How to save money on your HGV Insurance

Every little helps when it comes to controlling your overheads, reducing your operating expenses and thereby increasing the profitability of your haulage business. Haulage insurance is likely to be one of your major ongoing costs, so saving money on it may prove to help the financial health of your business more than a little – [...]

The importance of health insurance

Health insurance was once seen as the domain of only the affluent, with private medical insurance policies (also known as PMI) typically expensive and not affordable for Joe Public. If you became ill, you either waited to be seen under the NHS system or paid for private treatment out of your own pocket. The facts [...]

Buying standalone car rental insurance

Thanks to the relative strength of the pound against the Euro this summer, many things on your holiday are likely to be cheaper, says the Independent newspaper in a story dated the 10th of April 2015. Whilst that might make the cost of hiring a car somewhat cheaper, too, there remains every reason for buying [...]

Backpacking insurance tips

The very idea of backpacking probably conjures up all the right images of adventure, excitement and freedom of the open road. Travel insurance might therefore sound something of an anathema. On the contrary, however, backpacking insurance might help to ensure that the exploration and activity you are seeking goes off without some emergency illness or [...]

HGV insurance considerations

As with any motor vehicle of course you need insurance in order to drive it on the roads or use it in any other public space. Despite this legal obligation however, there are still a number of important factors to take into account when you compare the HGV insurance available. So what are some of [...]

Protect your hire car with car hire excess insurance

When you go on holiday and you hire a car, you don’t want to pay any more than you budget for. But hire cars can be expensive if you do not plan properly. You can save money on the vehicle by shopping around and booking it as early as possible. However, no matter how much [...]