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Protection Insurance :: First Alternative Insurance

First Alternative Insurance

First Alternative focuses on offering competitive car insurance - especially for drivers who usually pay over £400 each year. Discounts are offered to new customers when you buy online.

First Alternative was conceived in 2003 by the company’s Chairman, Peter Wood. Peter pioneered the direct selling of insurance over the telephone in the UK back in 1985, when he launched Direct Line and revolutionised the way that insurance is sold.

First Alternative launched its motor insurance product - backed by the Financial Services Authority - in April 2004. The company will run alongside esure - also founded by Peter Wood in 2001- and between the two companies they aim to offer cover to around 95% of drivers.

First Alternative estimates that approx 10 million private motorists could be classified as non-standard because of the car they drive, their driving history (claims and convictions) or other personal attributes such as age or occupation.

And with drivers buying more high value cars and incurring more traffic enforcement penalties per capita, an increasing number of drivers are moving into the non-standard market.

To date, the number of insurers has not kept pace and many drivers have ended up paying high premiums and up to 20% commission if they buy through brokers.
The First Alternative product offers drivers the opportunity to build up to 75% no claims discount - unlike most other companies who offer only 65%.

First Alternative Car Insurance
FIRST ALTERNATIVE Insurance

Paying over £300 for your car insurance? Own a quality car? Adverse driving history? First Alternative could save you money! Contact us today for competitive car insurance. New customers save 10% online! Get an instant quote on our easy-to-use website. Free courtesy car when using our recommended repairers (comprehensive cover only). Subject to normal acceptance criteria. Not available in Northern Ireland or the Channel Islands.

Click here for a free quote


 

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