Protection Insurance
:: Speed Camera Insurance
Banned for speeding? Licence revoked on health grounds?
Specialist insurance website www.protection-insurance.com has
relaunched a new, improved version of their popular FlashProtect
policy that keeps motorists mobile with generous allowances
should they become unable to drive.
Re-badged as DriverPlan, there are now five policies to choose
from to suit all lifestyles and budgets and, depending on which
you choose, offers protection against the cost of alternate
travel arrangements should you lose your licence – and not just
because of speeding.
Jason Hulott from www.protection-insurance.com says: “Losing
the freedom of the road – whether from being disqualified due
to being caught on camera one time too many; because your licence
has been revoked on health grounds; or due to an injury that
leaves you temporarily unable to drive - can have a devastating
effect on your lifestyle.
“How would you get to work? Or take the kids to school or
your pet to the vet? How would you manage without running up
huge taxi bills or waiting for buses? The impact on your life
if you couldn’t just jump in your car and go doesn’t even bear
thinking about.”
Motorists have a choice of the level of cover they need, from
the basic FlashGuard policies that offers you protection against
losing your licence due to speeding or totting up offences where
you will receive up to £12,000 towards alternate transport arrangements.
The DriverGuard policies offers a wider range of cover, not
just subsidising the extra travel costs that come in the wake
of loss of licence due to totting up too many points, but by
getting you to your destination if you are injured (eg sports
injuries) and unable to drive; if your licence has been revoked
on medical grounds; or if your car is vandalised, stolen, or
damaged, as well as other benefits.
Hulott adds: “We can all make mistakes - even responsible
drivers can be caught out by a momentary lapse, or perhaps by
being intimidated to speed by a tailgater.
“Certainly, if you've already picked up a few points for,
say, parking in the wrong place, then that first speeding offence
caught on a speed camera could see you disqualified. Literally,
one flash, and you are banned.
“And with DriverGuard, you are offered even more comprehensive
protection – every year, thousands of people lose their licence
due to medical reasons and through no fault of their own. This
policy ensures the day-to-day aspects of your life, such as
going to work, remain unaffected as your alternate transport
costs are covered.
Hulott is keen to point out that FlashProtect does not condone
stupidity or dangerous driving and that the product does not
cover individuals convicted of dangerous, reckless, drink driving
or driving under the influence of drugs and conditions for acceptance
do apply.
He says: “The purpose of the policy is to help responsible
drivers who are convicted of speeding or unable to drive through
no fault of their own carry on with their lives.”
- ENDS -
Editors Notes
Case Study
Stella Hulott was an experienced, careful driver of 20 years’,
when she suddenly faced a driving ban for a week due to two
counts of speeding on an ‘A’ road in the early hours of a Sunday
morning.
She says: “The roads were empty – it was 7.00am, and I was
in a hurry. I ignored the signs for the 50mph roadworks and
carried on driving at 70 mph. Wrong, yes, I know, but I didn’t
see any workmen around and the road was empty.
“I got flashed twice within 15 minutes and had to go to court
where I was fined, plus given a weeks’ ban.
“Even though it was just a 7-day ban, it felt like it would
never end, my life was horribly messed up. I had no transport
to get to work and friends offering me lifts let me down. I
couldn’t even do the weekly shop easily, or take my cat to the
vets.
“That one weeks’ ban cost me over £340 in taxi fares, but
the main issue was my loss of independence.
“I certainly now never exceed the speed limit – even on an
empty road in the early hours of the morning – but I will be
buying FlashGuard, just in case…”
About Protection-Insurance.com
www.protection-insurance.com launched in March 2003 and is
an internet based insurance business dedicated to giving consumers
a hassle-free way to get the very best insurance rates and the
best products.
Our product portfolio includes many specialist and niche products
as well as life and critical illness insurance; car, caravan,
home and self-build insurance; mortgage payment protection insurance
and income protection insurance.
