Protection Insurance
:: Speed Camera Insurance
Proposed new speeding laws brings you 2 miles closer to disqualification
Transport Secretary Alistair Darling may be trying to sweeten
motorists with his proposals to loosen some of the speeding
laws, but these proposals will only affect a small minority
of drivers.
On paper, Darling’s proposed reduced penalty of £40 and
two points (down from £60 and three points) for those
who break the speed limit by around 10 mph or less sounds fair.
So, someone doing 39mph in a 30mph limit could face a £40
fine and get two points.
But along with this sweetener comes higher penalties for motorists
who breach limits by 35 to 50 per cent (eg doing 41 mph in a
30mph area – just 2 miles more mph that our example above).
These motorists could face a £100 fine and six points.
So, if you've already picked up a few points for parking in
the wrong place, then that first speeding offence caught on
a speed camera could see you disqualified.
Literally, one flash, and you are banned. And whatever your
feelings on speed cameras, it is true that being disqualified
due to being caught on camera one time too many can have a devastating
effect on your lifestyle.
We take having our own transport for granted - getting to work,
taking the kids to school, doing the weekly or monthly shop
- even popping out to buy a newspaper - but how would you cope
without it?
The solution is to protect your licence with FlashProtect from
specialist insurance website www.protection-insurance.com.
Designed to keep drivers mobile and protect their work and
family lives in the event of losing their driving licence due
to totting-up points or disqualification, the product subsidises
the extra travel costs that come in the wake of a speeding conviction.
The main aspect of FlashProtect is that if a person gets disqualified
from driving due to being caught by speed cameras, they will
receive up to £6000 towards alternate transport arrangements.
Jason Hulott from the website says: "We can all make mistakes
- even responsible drivers can be caught out by a momentary
lapse, or perhaps by being intimidated to speed by a tailgater.
"We do not condone stupidity or dangerous driving and
the product does not cover individuals convicted of dangerous,
reckless, drink driving or driving under the influence of drugs
and conditions for acceptance do apply. The purpose of the policy
is to help responsible drivers who are convicted of speeding
carry on with their lives."
FlashProtect costs just £50 a year and whether you need
a taxi, bus, train or plane you can safeguard your ability to
travel and to carry out your job.
For more information, call 0870 077 0005 or visit www.protection-insurance.com
- Ends -
Editors Notes:
Case study available for female motorist banned due to getting
caught on camera
FlashProtect – Frequently Asked Questions
How do I claim for costs?
The banned driver collects receipts for taxi’s, trains etc and
they are reimbursed at the end of the ban.
This is capped at £500 per month – so they can’t go out
and blow their entire £6000 on a Ferrari for the week!
How do I qualify for this policy?
To qualify for this policy you must have under 6 points on your
licence at the time of incepting the policy. The policy is only
effective if the further 6 points that result in a disqualification
are from Speed Cameras/Traps.
Naturally, drink and drugs-related convictions are not covered,
nor are those directly associated with dangerous or reckless
driving convictions
About Protection Insurance
www.protection-insurance.com is an internet based insurance
business dedicated to getting consumers the very best insurance
rates and the best products.
Our product portfolio includes many specialist products as
well as life and critical illness insurance; car, caravan, home
and self-build insurance; car tyre insurance; mortgage payment
protection insurance and income protection insurance.
