Protection Insurance :: Virgin Insurance

Virgin Insurance

In 1971, Richard Branson opened the very first Virgin record shop on Oxford Street in London. Over thirty five years later, the Virgin brand has products in every part of the consumer marketplace - everything from flights to finance, wine to books, and ‘phones to gaming!

Here we take a look at the three most important insurance products you may need.

The Virgin Life Insurance policy has many benefits including:

• A cash lump sum to help cover your debts and support your family if you die
• Premiums starting from as little as 17p a day
• A choice of level term cover or reducing cover, depending on why you need it
• Cover for terminal illness built-in which pays out if you’re given less than a year to live
• Discounts if you and your partner apply and pay for cover together
• If you’re in the middle of buying a house, free life cover between exchange of contracts (or if you’re buying in Scotland, from the date the missives are concluded) and mortgage completion

Virgin Pet Insurance offers three types of pet insurance for your cat and/or dog. These are:

• Accidental injury
This is the cheapest way of insuring your four legged friend and is designed to help cover one-off, unexpected costs if your pet is involved in an accident. It also has other benefits too.
• Accident and illness
This policy covers your pet against accidents and illness. It has a maximum time and amount that will be paid out for each condition. This keeps the premiums affordable
• Accident and illness extra
This policy offers maximum cover at a very competitive price. It will cover your cat or dog from the start of any accident or illness for the rest of its life - or until you reach the maximum amount that they’ll pay out.

Subject to conditions, you can also add ‘Pet travel cover’ to the Accident and illness or Accident and illness extra cover policies, providing you protection while travelling abroad with your pet.

The Virgin Car Insurance policy consists of three different types:

• Comprehensive
This covers you for almost everything! You and your car will be covered for any accident you have, whether it’s your fault or not, plus you are protected against your car being stolen, broken into, or fire damaged. Subject to availability when you use an approved repairer, you’ll also get a courtesy car while yours is being repaired.

• Third party, fire and theft
This covers you for damage you do to others, as well as if your car catches fire or if it stolen. But if you cause an accident, any repairs to your car will be paid by you.

• Third party
This is the most basic type of car insurance and is only available for cars worth less than £5,000. If you have a bump and it’s your fault, the damage you do to other people’s cars or property is covered. But whatever happens to your car isn’t!

Virgin Car Insurance Some insurance companies charge you more for the ‘privilege’ of paying your car insurance monthly instead of in one lump sum. Get an instant quote. Click here for a free quote

Virgin Pet Insurance Virgin Pet Insurance has got to be best of breed! Flexible, great value pet insurance that’s good news for your cat or dog – and your bank balance. Innovative cover options. Get an instant quote and buy online. Click here for a free quote

Virgin LIFE Insurance New Virgin Life Cover, cheap premiums, low cost UK life insurance from 17p a day. Competitive, affordable, quick quote, apply online, includes terminal illness cover. Click here for a free quote